Medicare’s Annual Open Enrollment period ran from October 15 to December 7. If you missed that deadline here are some things to know: If you have an existing Medicare Advantage Plan you can still make changes. A special Medicare Advantage Open Enrollment runs from January 1 to March 31. During this time you can switch to another Medicare Advantage Plan or revert to Original Medicare and a Prescription Plan if you choose. There are a lot of choices when it comes to Medicare Advantage plans and a lot of benefits to these plans as well. Make sure before you make a change that you sit down and discuss these options with a trusted advisor.
Make a change when you find a better plan
Medicare has a system that rates Medicare Advantage, Medicare Cost and Medicare Prescription Drug Plans every fall. If you find a plan that fits your needs and is rated five stars (the best possible score) you can change to that new plan. This change can only be made once per calendar year.
You may qualify for a Special Enrollment Period
Special circumstances qualify you for a Special Enrollment Period. If you kept your insurance through an employer but are no longer employed, you have some extra time to enroll in Medicare. You may also qualify if you moved to a new address and need time to locate new doctors. If your current Medicare plan changes coverage you also qualify for a Special Enrollment Period.
You could benefit from a Medigap plan
Medigap plans are sold to supplement Original Medicare plans. A six-month Medigap Open Enrollment begins the month you are both 65 and older and also enrolled in a Medicare Part B plan. You can also find these policies outside that open enrollment period but you may end up paying more.
The Open Enrollment Period is the best time to review and make changes to your Medicare plans
During that period you can enroll in a Medicare Advantage (Part C) or Prescription plan (Part D), change the plan you currently have or change to an Original Medicare plan (Parts A and B). If you’re eager to make some changes but unsure how now that the Annual Enrollment Period has ended, sit down with an experienced agent today to walk you through your options.
Call today to speak to CSG Medicare Pros on questions on enrolling. (480) 635-4050 or (928) 263-8500.
CSG Medicare Pros agents are experienced and licensed specializing in Medicare Health Insurance providing Medicare (parts A and B), Medicare Supplemental Insurance, Medicare Advantage (Part C) and Medicare Prescription (Part D) plans. We serve Medicare recipients in every county in Arizona including in the cities of Mesa, Tempe, Chandler, Apache Junction, Phoenix, Gilbert, Tucson, Kingman, Bullhead City, Prescott, Flagstaff, Yuma, Sierra Vista and more. CSG Medicare Insurance Agents are independent, licensed and appointed with multiple insurance carriers to give you a wide variety of choice. For more information, call (480) 635-4050 or (928) 263-8500, or go to: https://csgmedicarepros.com/